The best credit cards for customers who are eager to go green offer the option to participate in different donation schemes. Cardholders who wish to contribute to environmental protection benefit from this. Such cards also come with plenty of added benefits such as no annual fee, points to be redeemed for green merchandise, and plenty more. There is a choice of different cards that support wildlife and conservation efforts through paperless statements and donations.
MBNA Cards and Charity Donations
MBNA offers specialty cards together with Ducks Unlimited Canada and the Canadian Wildlife Federation so that both entities receive donations. The Canadian Wildlife Federation is a specialty credit card that offers a promotional rate of just 1.99 over a period of 10 months. The rate is valid for balance transfers to deal with high-interest credit cards. Each eligible purchase you make helps support the federation. An added benefit is the fact that there is no annual fee. Ducks Unlimited is another card with no annual fee that allows you to make donations and contribute to Canada’s wetland protection and preservation. The card also goes with a promo rate of 1.99 percent and points that can be redeemed for donations, gift cards, merchandise, travel expenses, as well as cash back.
Scotiabank Cards: Paperless Statements
Scotiabank offers products with paperless statements to reduce waste and help protect the environment. You can pick a card with a low interest rate and added benefits such as Scotiabank Value, for example, that goes with a rate of just 11.99 percent. An added incentive is the 1.99 promotional rate on balance transfers which you can take advantage of during the first 6 months. You can choose to receive paperless statements and will also benefit from car rental discounts, smartphone easy payments, supplementary cards, and a low annual fee of $29. You also get a minimum credit limit of $500, which is a good thing if you tend to overspend or need to boost your credit score. The No-Fee Scotiabank Card is an alternative option, also with paperless statements, no annual fee, and a competitive interest rate of 16.99 percent. The intro rate is 3.99 during the first 6 months and is offered on balance transfers.
BMO Cards: Support for Environmental Conservation
The Bank of Montreal offers its customers the opportunity to contribute to environmental protection through the BMO WWF-Canada MasterCard. WWF-Canada is a nation-wide organization that focuses on climate change, sustainability, and environmental conservation. This product is offered as part of an Affinity Card Program and offers incentives such as 1 percent cashback on purchases or 1 airmiles rewards point for each $20 you spend on purchases. The amount you donate depends on which option you choose. With the airmiles card, a contribution of 0.25 percent is made on all purchases charged on the card. If you choose the cashback option, the contribution is slightly lower – 0.15 percent.
Sometimes when you have outstanding debt and bad credit you don’t have many options and getting a credit card that supports going green, might not be an option. People that have such problems, still have a few options to get a credit card, and the best one is getting a secured credit card. If you don’t have the funds for security deposit you can apply for a credit card for bad credit, bit you should be aware that there is a risk to plunge you into debt even further.